Private Lending Programme

Earn Fixed Quarterly Income Backing The People’s Gym

Body Tech Fitness is expanding across the UK through a private lender model, allowing selected lenders to provide fixed-term commercial loans supporting new gym openings, refurbishments and expansion.

20% Fixed annual contractual interest, paid quarterly under formal loan agreements.
£50k–£500k Private lender positions from £50,000 up to £500,000, subject to approval.
Interest Only Quarterly interest payments throughout the term, with the original capital repaid in full at the end.

Why Body Tech Fitness?

Body Tech Fitness has built a strong regional gym brand with high-spec facilities, industry-leading equipment and a scalable operational structure.

Proven Expansion Model

Multiple large-format gyms successfully launched across the North West and Wales, supported by strong recurring membership revenue and scalable operational systems.

Efficient Capital Deployment

Direct importing of materials and equipment allows us to significantly reduce fit-out costs while maintaining premium facility standards.

Strong Cashflow Strategy

Our presale membership model allows sites to generate recurring revenue from day one, helping support stable operational growth.

Group-Backed Structure

Qualifying agreements may include cross-company guarantees from multiple existing Body Tech locations and trading entities within the wider group structure.

Built By A Community

Body Tech Fitness has always been built around community, loyalty and the people who help drive the brand forward.

Recognition Plaques

Each new Body Tech Fitness location will feature a custom gratitude plaque, recognising the individuals who helped support the growth of that site through private lending.

Optional Participation

Inclusion on any recognition display is entirely optional. Lenders who prefer privacy or confidentiality are under absolutely no obligation to be featured publicly.

Proven Initial Raise

Our first private lender raise through this model was successfully completed during 2025, supporting continued expansion across the Body Tech Fitness group.

Summer 2026 Expansion

Due to the success of the initial raise, Body Tech Fitness will be opening a second wave of private lender positions during Summer 2026, subject to suitability and availability.

The Lender Structure

This is not an equity raise. Selected lenders provide a private commercial loan, with fixed contractual interest payable quarterly under a formal written agreement.

Loan Type Private Commercial Loan
Minimum Loan £50,000
Maximum Loan £500,000
Target Interest 20% Per Annum
Interest Payments Quarterly
Repayment Type Interest Only
Capital Repayment Original Capital Repaid At End Of Term
Term 5 Years

A Fixed Return That Stands Out

Traditional stock market returns can vary heavily from year to year. By comparison, this structure is designed to provide a fixed contractual interest rate of 20% per annum, paid quarterly, with the original loan capital repaid at the end of the agreed term.

£50,000 Example

A £50,000 lender position at 20% per annum produces £10,000 per year in interest, paid as £2,500 per quarter.

£100,000 Example

A £100,000 lender position at 20% per annum produces £20,000 per year in interest, paid as £5,000 per quarter.

£250,000 Example

A £250,000 lender position at 20% per annum produces £50,000 per year in interest, paid as £12,500 per quarter.

£500,000 Example

A £500,000 lender position at 20% per annum produces £100,000 per year in interest, paid as £25,000 per quarter.

Market Comparison:

The long-term historic annual return of major stock market indices such as the S&P 500 is commonly cited at around 10% annually, although actual yearly returns can fluctuate heavily. This lender structure is designed around fixed contractual interest payments rather than market-linked performance.

How It Works

Every lender relationship is handled privately, with formal agreements completed before any funds are transferred.

Register Interest

Submit your details and indicate the level of funding you may be interested in providing.

Private Discussion

We discuss the opportunity, intended use of funds and suitability for both parties.

Formal Agreement

All terms are documented within a legally binding commercial loan agreement before completion.

Quarterly Payments

Fixed contractual interest payments are made quarterly throughout the agreed term.

Important Information:

This page is for information purposes only and does not constitute an offer, solicitation or invitation to invest, lend money or enter into any agreement. Any loan arrangement will be subject to a formal written agreement, due diligence, identity checks and acceptance by Body Tech Fitness.

Capital is at risk and returns are not guaranteed unless expressly documented in the final legal agreement. Past or projected performance is not a reliable indicator of future results. You should seek independent financial, legal and tax advice before entering into any arrangement.

Register Your Interest

To discuss becoming a private lender to Body Tech Fitness, register your interest below and a member of our team will contact you privately.

Register Interest